What you're missing per month
A free tool to estimate how much your monthly VA disability pay could change if a rating goes up or a new condition is added. Built for veterans.
Please read first
- We are not the VA. This tool is not made by, paid for, or connected to the U.S. Department of Veterans Affairs.
- Free help is out there. VA-accredited Veterans Service Organizations (VSOs), claims agents, and attorneys can help you. Many VSOs help for free. Look one up: VA accreditation search (va.gov/ogc).
- No promises. Nobody can promise what rating the VA will give you. Only the VA decides.
- This is just a guess to help you learn. It is not legal advice and not an official VA number.
- Your info stays on your device. Nothing you tap here is sent or saved anywhere.
1
Add your ratings
Tap the list you're filling in, pick where the condition is, then tap its percentage. Tap any chip to remove it.Where is the condition?
How much did the VA rate it, or how much do you hope for?
Your selections
2
Your family
Family only changes pay at 30% or higher.Are you married?
Children under 18
Children 18–23 in a qualifying school program
Parents who depend on you
3
Can you work?
Optional. This only adds a note below. It doesn't change your estimate.Do your service-connected conditions keep you from working full time?
Your estimate
What now?
A rating is a key. See what unlocks at each rating, check your state's benefits, or find out which claim path fits you.
How the math works
The VA does not add ratings together. It uses "whole person" math (38 CFR 4.25): start with the biggest rating, then each next rating only counts against the part of you that is still "able." The result is rounded to the nearest 10 (85 rounds up to 90; 84 rounds down to 80). If you have conditions on both arms or on both legs, the VA combines those first and adds 10% more (the "bilateral factor," 38 CFR 4.26). This tool applies that bonus only when you have entered both a left and a right side.Pay amounts: official VA 2026 rates, effective December 1, 2025, from va.gov/disability/compensation-rates/veteran-rates/ (checked Oct 13, 2026). Special monthly compensation (SMC) and other extras are not included.